Cole West

Rooted in Service

In addition to current Cole West Community incentives,

receive 1% off of your home purchase, because the people

who serve our communities deserve a well-earned path to

homeownership.

First Time Homebuyer Program at theHAZEL

Up to for:

$20,000

• Down Payment

• Interest Rate Buydown

• Closing Costs

0% Interest Loan and No Monthly Payments

*Terms and Conditions Apply. Only for Qualifying Mortgages. Program administered by Utah Housing Corporation

Cole West North, LLC is offering a preferred lender incentive resulting in an initial interest rate as low as 3.99% in year ONE, also through a 2/1 temporary rate buy-down. This is based on a starting note rate of 3.99% (APR 6.779%) and a principal and interest payment of $1,966.45. Intercap Lending is contributing to the buy-down cost.
Example scenario: $420,000 purchase price, $412,392 loan amount with UFMIP, 3.5% down payment, 680 credit score, 30-year fixed FHA loan. 

Rates as of 4/16/2026 and subject to change without notice. Not all borrowers will qualify. In a 2/1 buy-down scenario, the interest rate is 2% lower than the note rate in year one, 1% lower in year two, and reverts to the full rate for the remainder of the loan term. 

Offer subject to lender approval, terms, and conditions. This is not a commitment to lend. Intercap Lending and Cole West are separate, unaffiliated entities.
NMLS #190465 | Equal Housing Lender | Intercap Lending, 2750 E Cottonwood Pkwy, Suite 660, Cottonwood Heights, UT 84121 | www.intercaplending.com

Cole West North, LLC through its related entities, is offering an incentive to all active and retired first responders, military, medical professionals, and educators. If a Buyer presents proof of service in any of these
roles, upon closing of a Residence, Seller will contribute 1% of the Purchase Price to be used towards a reduction in the Purchase Price, closing costs, design center credits, and/or a rate buy-down. Offer subject to lending approval, terms, and conditions.